you come with no prior warning
just as I laugh at days yawning

I have future plans
you ignore my demands

no wonder you get bad press
you give me no time to dress

no bargain ability for an extension
regardless of wealth or pension

you pluck me without care
it really doesn’t seem fair

your ruthless pervasive intrusion
leaves loved ones in confusion

no delay
no next day

very few ever want or expect you
grief and mourning shadow you

most crave immortality
but you steal with brutality

rasping my final breathe
I must obey the lord of death

dVerse, apostrophe, Amaya
Reference.com says: “The effect of an apostrophe in poetry is to personify or bring to life something not living, so the poet is able to address it directly.